Terms & Condition
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Welcome to Capital Treasure. These Terms and Conditions ("Terms") govern your relationship with Capital Treasure Investment Company ("we", "our", "us"), the use of our services, and any transactions conducted through our platform. By accessing or using our services, you agree to be bound by these Terms. Please read them carefully before proceeding.
1. Acceptance of Terms
By engaging with our services, opening an account, or making any investment with Capital Treasure, you acknowledge and agree to these Terms. If you disagree, you may not use our services.
2. Eligibility
To use Capital Treasure’s services, you must:
- Be at least 18 years old.
- Comply with all applicable laws and regulations.
- Not be prohibited from accessing our services under any applicable laws.
3. Investment Risk
Investments are subject to risk. The value of your investments can go up and down, and past performance is not a guarantee of future returns. By using our services, you accept the following:
- Risk of Loss: You may lose part or all of your investment.
- No Guarantee of Profit: Capital Treasure does not guarantee any returns on your investments.
- Personal Responsibility: You understand the risks involved and make decisions based on your financial situation.
4. Advisory Services
Capital Treasure may provide general investment information but does not offer personalized financial advice unless otherwise stated. For personalized financial advice, you should consult with a qualified financial advisor.
5. Account Creation and Maintenance
You are responsible for providing accurate and complete information when opening an account with us. You agree to maintain the confidentiality of your account credentials and are responsible for all activity under your account.
- Account Security: You must notify us immediately if you suspect unauthorized access to your account.
- Verification: We reserve the right to verify your identity and conduct background checks as part of our compliance obligations.
6. Investment Products
Capital Treasure offers various investment products, which may include:
- Stocks and Bonds: Public and private securities.
- Real Estate Investments: Participation in property-based projects.
- Mutual Funds and ETFs: Investments in pooled funds.
- Alternative Investments: Such as hedge funds, private equity, etc.
Each product may have its own specific terms and risks. You must review and understand the terms of any product before investing.
7. Fees and Charges
Capital Treasure may charge fees for its services, which could include:
- Management Fees: For overseeing and managing your investments.
- Performance Fees: Fees based on the profits of your investments.
- Transaction Fees: For buying or selling assets on your behalf.
All fees are detailed in our Fee Schedule, which may be updated periodically.
8. Withdrawals and Deposits
You can deposit and withdraw funds from your account subject to the following:
- **Deposits**: Minimum deposit requirements may apply.
- **Withdrawals**: Requests must comply with any minimum withdrawal amounts or time restrictions on specific investment products. Withdrawal processing times may vary based on the nature of the investment.
### 9. **Termination of Account**
We reserve the right to suspend or terminate your account at our discretion, particularly in the event of:
- Breach of these Terms.
- Suspicion of illegal activity.
- Violation of regulatory requirements.
You may also close your account by providing written notice, subject to settlement of any outstanding fees or investments.
10. Confidentiality and Data Protection
Capital Treasure is committed to protecting your data. We collect and use your information by our Privacy Policy.
- Confidentiality: Your account information will not be shared with third parties without your consent, except as required by law.
- Data Security: We implement reasonable security measures to protect your data from unauthorized access.
11. Intellectual Property
All intellectual property on the Capital Treasure platform, including but not limited to trademarks, logos, content, and software, is the property of Capital Treasure or its licensors. You may not use or reproduce any content without prior written consent.
12. Limitation of Liability
Capital Treasure is not liable for any:
- **Investment Losses**: Any loss of funds resulting from market fluctuations or your investment decisions.
- **Service Disruptions**: Temporary unavailability of the platform due to technical issues.
- **Third-Party Actions**: Any action by third parties, including hackers, that affects the integrity or security of your account.
13. Indemnification
You agree to indemnify and hold harmless Capital Treasure, its officers, employees, and affiliates from any claims, liabilities, damages, or expenses arising from your use of our services, breach of these Terms, or violation of any law.
14. Governing Law
These Terms are governed by and construed under the Daleware and English Law. Any disputes arising from these Terms or your use of the services will be subject to the exclusive jurisdiction of the courts in that jurisdiction.
15. Amendments
Capital Treasure reserves the right to modify these Terms at any time. Changes will be effective immediately upon posting. Continued use of our services after changes have been posted constitutes acceptance of the modified Terms.
By using Capital Treasure’s services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.
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