Privacy & Policy

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Capital Treasure Investment Company ("we", "us", "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, share, and protect your data when you engage with our services, visit our website, or interact with our platform.

By using our services, you agree to the collection and use of your information in accordance with this Privacy Policy. Please read it carefully.

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### 1. **Information We Collect**

We collect various types of personal information to provide, improve, and personalize our services. This information may include:

#### a. **Personal Identification Information:**
- **Name**
- **Address**
- **Email address**
- **Phone number**
- **Date of birth**
- **Identification numbers** (e.g., social security number, passport number, etc.)

#### b. **Financial Information:**
- **Bank account details**
- **Payment information**
- **Investment preferences**
- **Income and net worth**
- **Tax information**

#### c. **Usage Data:**
- **IP address**
- **Browser type**
- **Device identifiers**
- **Pages visited** on our website
- **Interaction with our services**

#### d. **Sensitive Information:**
We may collect sensitive information, such as regulatory or compliance information, if required by law or for specific investment products.

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### 2. **How We Collect Your Information**

We collect information through various channels, including but not limited to:
- **Directly from you** when you create an account, fill out forms, or interact with us.
- **Automatically** as you navigate our website or use our services (e.g., cookies, web beacons).
- **From third parties**, such as financial institutions, credit reporting agencies, or identity verification services.

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### 3. **How We Use Your Information**

Capital Treasure uses your personal data for legitimate business purposes, including but not limited to:

- **Account Creation and Management:** To open, manage, and maintain your investment account.
- **Investment Services:** To process transactions, execute investments, and manage your portfolio.
- **Compliance with Legal Obligations:** To comply with applicable laws, regulatory requirements, and anti-money laundering (AML) obligations.
- **Customer Support:** To respond to your inquiries and provide ongoing support.
- **Communications:** To send you updates about your account, important legal or regulatory notices, and promotional materials (if opted in).
- **Website Analytics:** To improve the performance and user experience of our website and services.

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### 4. **Sharing and Disclosure of Your Information**

We do not sell, rent, or trade your personal information. However, we may share your information under the following circumstances:

#### a. **With Service Providers:**
We may share your personal information with trusted third-party service providers who assist us in operating our business, such as:
- **Financial institutions** for processing transactions.
- **Compliance and verification services** to meet regulatory requirements.
- **IT and cloud services** for data storage and processing.

#### b. **With Regulatory Authorities:**
We may disclose your information if required by law, court order, or to comply with regulatory bodies, such as the Securities and Exchange Commission (SEC) or tax authorities.

#### c. **For Business Transfers:**
In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction, subject to confidentiality agreements.

#### d. **With Your Consent:**
We may share your personal information with other parties when you provide explicit consent.

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### 5. **Data Retention**

We retain your personal data only as long as necessary to fulfill the purposes for which it was collected, to comply with legal obligations, or as otherwise permitted by law. When your data is no longer needed, we will securely delete or anonymize it.

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### 6. **Your Data Protection Rights**

Depending on your jurisdiction, you may have the following rights regarding your personal information:

- **Right to Access:** You can request a copy of the personal data we hold about you.
- **Right to Rectification:** You can ask us to correct any inaccurate or incomplete information.
- **Right to Deletion:** You can request that we delete your data under certain conditions.
- **Right to Restriction:** You can ask us to restrict processing of your data in specific circumstances.
- **Right to Data Portability:** You can request a copy of your data in a structured, machine-readable format.
- **Right to Withdraw Consent:** If you have given consent to certain data processing, you can withdraw it at any time.
- **Right to Object:** You can object to the processing of your data for marketing purposes.

To exercise any of these rights, please contact us at the details provided in Section 11 below. We will respond within a reasonable timeframe, subject to any legal or regulatory restrictions.

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### 7. **Data Security**

We take the security of your data seriously and implement appropriate technical and organizational measures to protect your personal information from unauthorized access, loss, misuse, alteration, or disclosure. These measures include:
- **Encryption** of sensitive data.
- **Access controls** to restrict who can access your information.
- **Regular security audits** and monitoring.

Despite our efforts, no method of transmission over the internet or method of electronic storage is completely secure. Therefore, while we strive to protect your personal information, we cannot guarantee its absolute security.

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### 8. **Cookies and Tracking Technologies**

We use cookies and similar tracking technologies to collect information and enhance your experience on our website. This may include:
- **Session Cookies:** To keep you logged in and ensure smooth navigation.
- **Analytics Cookies:** To monitor and analyze website performance.
- **Targeting Cookies:** To personalize content and marketing materials.

You can manage your cookie preferences through your browser settings. However, disabling cookies may affect your ability to use certain features of our website.

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### 9. **Third-Party Links**

Our website may contain links to third-party websites that are not operated by us. This Privacy Policy does not apply to those websites, and we are not responsible for their content or privacy practices. We encourage you to review the privacy policies of any third-party websites you visit.

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### 10. **Children's Privacy**

Our services are not intended for individuals under the age of 18. We do not knowingly collect or solicit personal information from minors. If you believe we have inadvertently collected information from a child, please contact us immediately, and we will take steps to delete the information.

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### 11. **Changes to This Privacy Policy**

Capital Treasure reserves the right to modify this Privacy Policy at any time. We will notify you of any material changes by posting the updated policy on our website and updating the effective date. Continued use of our services after changes are posted constitutes acceptance of the modified Privacy Policy.


By using Capital Treasure’s services, you acknowledge that you have read, understood, and agreed to this Privacy Policy.

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